TESTIMONIALS

ICA was retained for years by my former company, and when we were considering finally purchasing an Environmental Policy to protect our numerous properties from pollution claims, I knew exactly where to go - I called my risk management consultant, ICA, and advised them of our particular needs. They researched the marketplace and sought policy forms from two leading insurers of pollution exposures. They requested proposals from both companies and conducted an in depth comparison of the two forms with specific emphasis on how each policy would react to a variety of potential environmental claims. I was presented with a comparison which taught me all I needed to know about environmental coverage and was able to knowledgeably purchase the best priced and most comprehensive protection for our exposures. I could not have possibly spent the time to review, nor would I have had the background to identify the ramifications of the differences between the types of policies. That is why we bring in the experts, to take the burden from us and to assure the answers are clear, correct and comprehensive. ICA is worth every cent, and then some!” See our Environmental Management Consulting Service.

We sought out ICA in a panic after our GL and Products Liability Insurer decided just before renewal to non-renew our insurance, for no known reason. As a metal powders distributor, the GL carrier suddenly decided we were not a fit risk, even though we had never had a claim! ICA evaluated our business exposures, and researched the marketplace to find insurance companies and programs specifically designed for our unique exposures. ICA was able to understand and present our risk to the underwriters of various insurance companies and suddenly we were a sought after risk rather than a risk no one wanted. We had been entirely self-insuring our Products Liability exposure and paying over $40,000 for just the general liability exposure without products. After ICA’s efforts, they were able to find solid GL/Products Liability Coverage for only $28,000 including $5 million of Umbrella coverage! After that, we decided that it was pretty good business to keep ICA on retainer, and in countless other instances, ICA solved our risk management problems as soon as they arose, efficiently and completely. ICA allows us to sleep at night, knowing we are protected securely.” See Risk Management Program Marketing.